{"id":17509,"date":"2026-01-28T16:00:05","date_gmt":"2026-01-28T13:00:05","guid":{"rendered":"https:\/\/mld-index.info\/?p=17509"},"modified":"2026-01-28T08:27:50","modified_gmt":"2026-01-28T05:27:50","slug":"si-din-nou-despre-imprumuturi","status":"publish","type":"post","link":"https:\/\/mld-index.info\/ro\/stiri\/si-din-nou-despre-imprumuturi\/","title":{"rendered":"\u0218i din nou despre \u00eemprumuturi"},"content":{"rendered":"<p>28 ianuarie 2026<\/p>\n<p>Investi\u021bia BERD face parte din Cadrul de Intermediere Financiar\u0103 (FIF) al b\u0103ncii. Aceasta va ajuta Microinvest s\u0103 \u00ee\u0219i diversifice baza de finan\u021bare, s\u0103 extind\u0103 scaden\u021ba angajamentelor sale \u0219i s\u0103 extind\u0103 creditarea c\u0103tre micro\u00eentreprinderi \u0219i \u00eentreprinderi mici \u0219i mijlocii (IMM-uri) din Republica Moldova.<\/p>\n<p>BERD a men\u021bionat c\u0103 Microinvest are 22 de ani de experien\u021b\u0103 pe pia\u021ba financiar\u0103 din Republica Moldova \u0219i joac\u0103 un rol cheie \u00een sectorul financiar local, oferind solu\u021bii financiare personalizate pentru \u00eentreprinderi, fermieri \u0219i persoane fizice. \u00cen octombrie 2025, institu\u021bia de credit a fost achizi\u021bionat\u0103 de Victoriabank, a treia cea mai mare banc\u0103 din \u021bar\u0103, \u00een care BERD este ac\u021bionar.<\/p>\n<p>\u201ePrin extinderea credit\u0103rii c\u0103tre \u00eentreprinderile private \u0219i men\u021binerea calit\u0103\u021bii portofoliului, Microinvest va juca un rol cheie \u00een crearea unui sistem financiar mai rezistent \u0219i incluziv \u00een Republica Moldova\u201d, a declarat BERD \u00eentr-un comunicat.<\/p>\n<p>Microinvest este un juc\u0103tor dominant pe pia\u021ba financiar\u0103 din Republica Moldova, de\u021bin\u00e2nd o cot\u0103 de pia\u021b\u0103 de 40% \u00een r\u00e2ndul institu\u021biilor financiare nebancare. \u00cen ceea ce prive\u0219te dimensiunea portofoliului, compania se claseaz\u0103 pe locul cinci printre b\u0103nci \u0219i institu\u021bii de credit nebancare din \u021bar\u0103. La sf\u00e2r\u0219itul celui de-al treilea trimestru al anului trecut, activele totale ale Microinvest se ridicau la 392 de milioane de euro.<\/p>\n<p>\u00centre timp, Ministerul Agriculturii din Republica Moldova a anun\u021bat c\u0103 fermierii din Republica Moldova au primit o nou\u0103 oportunitate de a profita de un mecanism de sprijin financiar care va oferi capital de lucru pentru lucr\u0103rile \u00een curs \u00een cadrul proiectului \u201eConsolidarea Capacit\u0103\u021bii de Transformare Rural\u0103 (TRTP)\u201d al Fondului Interna\u021bional pentru Dezvoltare Agricol\u0103 (IFAD).<\/p>\n<p>Aceste \u00eemprumuturi sunt determinate de dimensiunea fermei. \u00centreprinderile microagricole pot primi \u00eemprumuturi de p\u00e2n\u0103 la 1 milion de lei, \u00een timp ce \u00eentreprinderile mici pot primi \u00eemprumuturi de p\u00e2n\u0103 la 100.000 de euro. Fondurile sunt destinate achizi\u021bion\u0103rii de materiale necesare pentru lucr\u0103rile sezoniere, inclusiv semin\u021be, combustibil, \u00eengr\u0103\u0219\u0103minte \u0219i produse de protec\u021bie a plantelor. Programul ofer\u0103 \u00eemprumuturi cu o rat\u0103 a dob\u00e2nzii de 9,1%. Proiectul TRTP a fost lansat \u00een Republica Moldova \u00een 2021 \u0219i este programat pentru \u0219ase ani. Bugetul s\u0103u total este de 46 de milioane de euro, inclusiv 25 de milioane de euro din surse externe. IFAD, o institu\u021bie financiar\u0103 interna\u021bional\u0103 afiliat\u0103 ONU, care activeaz\u0103 \u00een zonele rurale din \u021b\u0103rile \u00een curs de dezvoltare, contribuie cu 19 milioane de euro.<\/p>\n<p>O misiune lucreaz\u0103 \u00een prezent \u00een \u021bar\u0103 pentru a defini conceptul noului program IFAD, al c\u0103rui accent principal va fi dezvoltarea marketingului agricol \u0219i a asocia\u021biilor de marketing ale micilor fermieri.<\/p>\n<p>Trebuie men\u021bionat c\u0103, la recentul forum Invisso CEE de la Viena, Austria, pre\u0219edinta BNM, Anca Dragu, a anun\u021bat sosirea unui investitor str\u0103in major pe pia\u021ba bancar\u0103 din Republica Moldova \u00een acest an. Potrivit presei din Republica Moldova, aceasta ar putea fi banca italian\u0103 UniCredit, care va achizi\u021biona o participa\u021bie majoritar\u0103 (41%) \u00eentr-un consor\u021biu de investitori str\u0103ini la Maib, cea mai mare institu\u021bie financiar\u0103 din Republica Moldova. Unul dintre participan\u021bii cheie la consor\u021biu \u0219i coproprietar al Maib Bank este \u00een prezent Banca European\u0103 pentru Reconstruc\u021bie \u0219i Dezvoltare.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>28 ianuarie 2026 Investi\u021bia BERD face parte din Cadrul de Intermediere Financiar\u0103 (FIF) al b\u0103ncii. Aceasta va ajuta Microinvest s\u0103 \u00ee\u0219i diversifice baza de finan\u021bare, s\u0103 extind\u0103 scaden\u021ba angajamentelor sale \u0219i s\u0103 extind\u0103 creditarea c\u0103tre micro\u00eentreprinderi \u0219i \u00eentreprinderi mici \u0219i mijlocii (IMM-uri) din Republica Moldova. BERD a men\u021bionat c\u0103 Microinvest are 22 de ani de [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":17504,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[103,99],"tags":[],"class_list":{"0":"post-17509","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-economie-si-finante","8":"category-stiri"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u0218i din nou despre \u00eemprumuturi - MLD-Index<\/title>\n<meta name=\"description\" content=\"Banca European\u0103 pentru Reconstruc\u021bie \u0219i Dezvoltare (BERD) a acordat un \u00eemprumut multivalutar de p\u00e2n\u0103 la 20 de milioane de euro\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/mld-index.info\/?p=17511\" \/>\n<meta property=\"og:locale\" content=\"ro_RO\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u0218i din nou despre \u00eemprumuturi - 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