{"id":18299,"date":"2026-03-23T16:00:26","date_gmt":"2026-03-23T13:00:26","guid":{"rendered":"https:\/\/mld-index.info\/?p=18299"},"modified":"2026-03-23T09:04:27","modified_gmt":"2026-03-23T06:04:27","slug":"rapid-si-sigur","status":"publish","type":"post","link":"https:\/\/mld-index.info\/ro\/stiri\/rapid-si-sigur\/","title":{"rendered":"Rapid \u0219i sigur"},"content":{"rendered":"<p>23.03.2026<\/p>\n<p>Potrivit B\u0103ncii Na\u021bionale a Moldovei (BNM), standardul digital \u201eOpen Banking\u201d reprezint\u0103 urm\u0103torul pas \u00een dezvoltarea pl\u0103\u021bilor electronice, care promoveaz\u0103 interac\u021biunea eficient\u0103 \u00eentre furnizorii de servicii de plat\u0103 (b\u0103nci \u0219i organiza\u021bii nebancare) \u0219i furnizorii de solu\u021bii inovatoare \u00een domeniul FinTech.<\/p>\n<p>Standardul respect\u0103 prevederile Directivei europene PSD2 \u0219i solicit\u0103 celor 15 furnizori de servicii de plat\u0103 licen\u021bia\u021bi din Moldova s\u0103 furnizeze interfe\u021be tehnice (API) dedicate ter\u021bilor autoriza\u021bi \u00eentr-un mediu reglementat \u0219i securizat.<\/p>\n<p>Standardul Open Banking permite utilizatorilor s\u0103 acceseze servicii financiare integrate, cum ar fi vizualizarea conturilor de\u021binute la diferite institu\u021bii \u00eentr-o singur\u0103 aplica\u021bie sau ini\u021bierea pl\u0103\u021bilor direct din aplica\u021bii ter\u021be.<\/p>\n<p>&#8222;Introducerea standardului Open Banking marcheaz\u0103 o etap\u0103 important\u0103 \u00een procesul de transformare digital\u0103 al Republicii Moldova. Promoveaz\u0103 un mediu \u00een care datele financiare sunt accesate \u00eentr-un mediu securizat, cu acordul utilizatorului. Acest lucru deschide noi oportunit\u0103\u021bi pentru dezvoltarea de servicii inovatoare \u0219i faciliteaz\u0103 accesul pentru noi juc\u0103tori. \u00cen acela\u0219i timp, standardul sus\u021bine concuren\u021ba \u0219i \u00eent\u0103re\u0219te un sistem financiar modern \u0219i transparent al economiei digitale adaptat la cerin\u021bele BNM Anca Dragu&#8221;, a spus Pre\u0219edintele BNM Anca Dragu.<\/p>\n<p>S\u0103 v\u0103 reamintim c\u0103 din luna martie a acestui an, companiile moldovene\u0219ti au putut folosi sistemul de plat\u0103 instant MIA pentru a efectua transferuri de bani \u00eentre persoane juridice (Business to Business &#8211; B2B) prin internet \u0219i canale mobile banking. Acum, afacerile din Republica Moldova pot trimite \u0219i primi transferuri \u00een lei moldovene\u0219ti 24 de ore pe zi, \u0219apte zile pe s\u0103pt\u0103m\u00e2n\u0103, inclusiv \u00een weekend ale furnizorilor de servicii de plat\u0103. Calculele se fac \u00een timp real \u00een c\u00e2teva secunde. Transferurile instantanee B2B pot fi folosite pentru a pl\u0103ti facturile, avansurile, eliberarea expedi\u021biilor sau alte pl\u0103\u021bi legate de rela\u021biile comerciale. Comisionul este de 0,7% din suma transferului, dar nu dep\u0103\u0219e\u0219te 40 de lei pe tranzac\u021bie.<\/p>\n<p>Anterior, am mai raportat c\u0103 ministrul Finan\u021belor al Republicii Moldova, Adrian Gavrili\u021b\u0103, a luat ini\u021biativa de a face pl\u0103\u021bi exclusiv electronice \u00een luna martie. Potrivit oficialului, campania \u201eare ca scop s\u0103 \u00eencurajeze tranzi\u021bia c\u0103tre o economie mai transparent\u0103 \u0219i mai modern\u0103\u201d.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>23.03.2026 Potrivit B\u0103ncii Na\u021bionale a Moldovei (BNM), standardul digital \u201eOpen Banking\u201d reprezint\u0103 urm\u0103torul pas \u00een dezvoltarea pl\u0103\u021bilor electronice, care promoveaz\u0103 interac\u021biunea eficient\u0103 \u00eentre furnizorii de servicii de plat\u0103 (b\u0103nci \u0219i organiza\u021bii nebancare) \u0219i furnizorii de solu\u021bii inovatoare \u00een domeniul FinTech. Standardul respect\u0103 prevederile Directivei europene PSD2 \u0219i solicit\u0103 celor 15 furnizori de servicii de plat\u0103 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":18294,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[102,99],"tags":[],"class_list":{"0":"post-18299","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-digital","8":"category-stiri"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Rapid \u0219i sigur - MLD-Index<\/title>\n<meta name=\"description\" content=\"Standardul digital na\u021bional \u201eOpen Banking\u201d a intrat \u00een vigoare \u00een Moldova. 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