{"id":5277,"date":"2023-09-12T16:00:15","date_gmt":"2023-09-12T13:00:15","guid":{"rendered":"https:\/\/mld-index.info\/?p=5277"},"modified":"2023-09-12T11:02:53","modified_gmt":"2023-09-12T08:02:53","slug":"protectia-drepturilor-consumatorilor-de-servicii-financiare","status":"publish","type":"post","link":"https:\/\/mld-index.info\/ro\/stiri\/protectia-drepturilor-consumatorilor-de-servicii-financiare\/","title":{"rendered":"Protec\u021bia drepturilor consumatorilor de servicii financiare"},"content":{"rendered":"<p>12.09.2023<\/p>\n<p>Consumatorii pot raporta acum diverse situa\u021bii, abuzuri \u0219i \u00eenc\u0103lc\u0103ri legate de contractele de asigurare. De exemplu, despre refuzul nejustificat \u0219i nerespectarea termenului de plat\u0103 a compensa\u021biei de asigurare; despre \u00eendeplinirea nedreapt\u0103 de c\u0103tre Asigur\u0103tor a obliga\u021biilor sale; despre \u00eent\u00e2rzierea deciziei privind desp\u0103gubirea pentru daune etc.<\/p>\n<p>Linia telefonic\u0103 CNPF poate fi, de asemenea, utilizat\u0103 pentru a raporta \u00eenc\u0103lc\u0103ri \u00een decontarea datoriilor restante \u00een cadrul contractelor de credit cu organiza\u021bii de credit nebancare; dezacord cu calculul penalit\u0103\u021bilor de \u00eemprumut sau dezacord cu calculul dob\u00e2nzii la \u00eemprumuturi.<\/p>\n<p>Cet\u0103\u021benii pot apela \u0219i la num\u0103rul de telefon al consumatorilor CNPF dac\u0103 nu sunt siguri de legisla\u021bia din acest domeniu sau dac\u0103 doresc s\u0103-\u0219i exprime opiniile \u0219i sugestiile pentru \u00eembun\u0103t\u0103\u021birea serviciilor financiare.<\/p>\n<p>Num\u0103rul de linie telefonic\u0103 CNPF 022 85 9595 va fi deschis de luni p\u00e2n\u0103 vineri \u00eentre orele 8.30 \u0219i 17.30. Pute\u021bi s\u0103 o apela\u021bi din orice re\u021bea la rata obi\u0219nuit\u0103.<\/p>\n<p>Reamintim c\u0103 de la 1 iulie 2023, Comisia Na\u021bional\u0103 a Pie\u021bei Financiare (CNPF) este responsabil\u0103 de protejarea drepturilor consumatorilor de servicii financiare \u00een domeniile asigur\u0103rilor, credit\u0103rii nebancare \u0219i pie\u021bei de capital. \u0218i de la 1 ianuarie 2024, CNPF va supraveghea toate serviciile financiare \u2013 sectorul bancar, furnizorii de servicii de plat\u0103 \u0219i casele de schimb valutar.<\/p>\n<p>Anterior, am raportat c\u0103 CNPF a informat poten\u021bialii investitori despre riscurile crescute ale investi\u021biilor \u00een produse financiare nebancare prin intermediul companiilor neautorizate.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>12.09.2023 Consumatorii pot raporta acum diverse situa\u021bii, abuzuri \u0219i \u00eenc\u0103lc\u0103ri legate de contractele de asigurare. De exemplu, despre refuzul nejustificat \u0219i nerespectarea termenului de plat\u0103 a compensa\u021biei de asigurare; despre \u00eendeplinirea nedreapt\u0103 de c\u0103tre Asigur\u0103tor a obliga\u021biilor sale; despre \u00eent\u00e2rzierea deciziei privind desp\u0103gubirea pentru daune etc. Linia telefonic\u0103 CNPF poate fi, de asemenea, utilizat\u0103 pentru [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":5278,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[103,125,99],"tags":[],"class_list":{"0":"post-5277","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-economie-si-finante","8":"category-societate","9":"category-stiri"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Protec\u021bia drepturilor consumatorilor de servicii financiare - 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